Home ownership

Published

Last updated 15 September 2020 - see all updates

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1. Main facts and figures

  • 63% of households in England owned their own homes in the 2 years from 2016 to 2018
  • 68% of White British households owned their own homes, compared with 74% of Indian households
  • households in the Black African (20%) and Arab (17%) ethnic groups had the lowest rates of home ownership
  • in every, socio-economic group and age group, White British households were more likely to own their own homes than all ethnic minority households combined

2. Things you need to know

What the data measures

This data measures the number and percentage of households whose occupants owned their home (including people with a mortgage on the home).

The information relates to households, which is either one person or a group of people sharing cooking facilities and a living room or dining area.

Percentages are rounded to the nearest whole number but have been worked out using unrounded numbers.

Not included in the data

Estimates based on fewer than 30 households have not been included. This is because it is harder to make reliable generalisations from smaller numbers of survey respondents.

The ethnic groups used in the data

For data analysed by ethnicity, the 18 standardised ethnic groups from the 2011 Census are shown.

For data analysed by ethnicity and another factor, 2 ethnic groups are shown:

  • White British
  • Other – all ethnic minority groups (including White minorities)

This is to keep group sizes big enough to be able to make reliable generalisations.

Some households contain people from different ethnic backgrounds. The ethnicity assigned to the household is that of the head of the household (usually the person with the highest income). The data does not account for people of different ethnic backgrounds who live in the same household.

The ethnicity was known for 99.8% of households.

Methodology

Read the detailed methodology document for this data.

The data is an average for the years ending March 2017 and March 2018. This is to make sure there are enough households to be able to make reliable generalisations.

The figures on this page are based on survey data. Find out more about interpreting survey data, including how reliability is affected by the number of people surveyed.

In the data file

See Download the data for:

  • figures rounded to 1 decimal place
  • sample sizes
  • weighted figures for the numerator and denominator

3. By ethnicity

Percentage and number of households (in thousands) that owned their own home, by ethnicity
Ethnicity % Homeowners ('000s) All households ('000s)
All 63 14,604 23,160
Asian
Bangladeshi 46 69 152
Chinese 45 50 111
Indian 74 406 550
Pakistani 58 207 358
Asian other 39 74 190
Black
Black African 20 88 431
Black Caribbean 40 124 308
Black other 37 12 32
Mixed
Mixed White/Asian 70 36 52
Mixed White/Black African 34 29 85
Mixed White/Black Caribbean 32 30 93
Mixed other 42 31 73
White
White British 68 12,851 18,863
White Irish 56 120 213
White Gypsy/Traveller withheld because a small sample size makes it unreliable withheld because a small sample size makes it unreliable withheld because a small sample size makes it unreliable
White other 30 388 1,307
Other
Arab 17 14 83
Any other 29 71 250

Download table data for ‘By ethnicity’ (CSV) Source data for ‘By ethnicity’ (CSV)

Summary of Home ownership By ethnicity Summary

The number of Gypsy or Irish Traveller households in the data is very small. To avoid disclosing personal information about individuals in those groups, information about them is not presented in some of the tables and charts.

This data shows that:

  • 63% of households in England were homeowners (around 14.6 million households)
  • 68% of White British households were homeowners
  • White British households had a higher rate of home ownership than most ethnic minority households
  • however, 74% of Indian households were homeowners, a higher rate than White British households
  • Mixed White and Asian households had a similar rate of home ownership to White British households (at 70%)
  • households in the Black African (20%) and Arab (17%) ethnic groups had the lowest rates of home ownership

4. By ethnicity and area

Percentage and number of households (in thousands) that owned their own home, by ethnicity and area
White British Other than White British
Region White British % White British Homeowners ('000s) White British All households ('000s) Other than White British % Other than White British Homeowners ('000s) Other than White British All households ('000s)
East 70 1,541 2,186 46 168 367
East Midlands 71 1,200 1,688 42 121 289
London 62 1,026 1,660 35 621 1,778
North East 62 673 1,090 50 34 68
North West 67 1,834 2,757 43 166 384
South East 72 2,327 3,244 45 236 522
South West 71 1,602 2,269 40 70 175
West Midlands 68 1,344 1,978 50 207 415
Yorkshire and the Humber 66 1,305 1,992 44 131 299

Download table data for ‘By ethnicity and area’ (CSV) Source data for ‘By ethnicity and area’ (CSV)

Summary of Home ownership By ethnicity and area Summary

This data shows that:

  • in every region in England except the North East, White British households were more likely to be homeowners than all ethnic minority households combined
  • although a higher percentage of White British households in the North East own their home than all ethnic minority households combined, these figures may not be reliable because of the small number of households surveyed

5. By ethnicity and weekly income

Percentage and number of households (in thousands) that owned their own home, by ethnicity and weekly income
White British Other than White British
Income_band White British % White British Homeowners ('000s) White British All households ('000s) Other than White British % Other than White British Homeowners ('000s) Other than White British All households ('000s)
Up to £99 21 37 179 20 8 40
£100 to £199 40 598 1,501 21 65 311
£200 to £299 50 1,007 2,008 28 122 430
£300 to £399 57 1,147 2,028 31 137 447
£400 to £499 64 1,123 1,767 33 120 362
£500 to £599 67 1,110 1,668 31 134 432
£600 to £699 71 1,119 1,576 38 143 373
£700 to £799 75 962 1,282 46 128 279
£800 to £899 79 903 1,148 38 108 281
£900 to £999 80 747 936 56 107 190
£1000 and above 86 4,005 4,636 60 668 1,117

Download table data for ‘By ethnicity and weekly income’ (CSV) Source data for ‘By ethnicity and weekly income’ (CSV)

Summary of Home ownership By ethnicity and weekly income Summary

This data shows that:

  • in every income band except for the lowest, White British households were more likely to be homeowners than all ethnic minority households combined

6. By ethnicity and age group

Percentage and number of households (in thousands) that owned their own home, by ethnicity and age group
White British Other than White British
Age_group White British % White British Homeowners ('000s) White British All households ('000s) Other than White British % Other than White British Homeowners ('000s) Other than White British All households ('000s)
16 - 24 12 71 580 6 12 202
25 - 34 44 1,009 2,297 23 231 1,009
35 - 44 61 1,700 2,773 39 472 1,218
45 - 54 71 2,645 3,705 47 394 844
55 - 64 77 2,586 3,373 57 283 499
65 or over 79 4,841 6,136 69 362 526

Download table data for ‘By ethnicity and age group’ (CSV) Source data for ‘By ethnicity and age group’ (CSV)

Summary of Home ownership By ethnicity and age group Summary

The age group assigned to the household is that of the ‘household reference person’ (the person in whose name the home is owned or rented).

This data shows that:

  • in every age group, White British households were more likely to be homeowners than all ethnic minority households combined

7. By ethnicity and socio-economic group

Percentage and number of households (in thousands) that owned their own home, by ethnicity and socio-economic group
White British Other than White British
NS-SEC White British % White British Homeowners ('000s) White British All households ('000s) Other than White British % Other than White British Homeowners ('000s) Other than White British All households ('000s)
Higher managerial, administrative and professional occupations 81 6,213 7,684 53 868 1,629
Intermediate occupations 71 2,816 3,958 42 329 792
Routine and manual occupations 53 3,161 6,010 30 428 1,427

Download table data for ‘By ethnicity and socio-economic group’ (CSV) Source data for ‘By ethnicity and socio-economic group’ (CSV)

Summary of Home ownership By ethnicity and socio-economic group Summary

This data shows that:

  • in every socio-economic group, White British households were more likely to be homeowners than all ethnic minority households combined

8. Data sources

Source

Type of data

Survey data

Type of statistic

National Statistics

Publisher

Ministry of Housing, Communities and Local Government

Note on corrections or updates

Information published in the headline report and other annual reports is based on a single year rather than 2 years' data. As a result, the figures shown here may not match those in the English Housing Survey reports.

Publication frequency

Yearly

Purpose of data source

The English Housing Survey collects information about:

  • people’s housing circumstances
  • the condition and energy efficiency of housing in England

9. Download the data

Home ownership spreadsheet - Spreadsheet (csv) 19 KB

This file contains the following: ethnicity, year, geography, age group, NS-SEC (socio-economic group), income, region, value, denominator, numerator and sample size -- Please note, the overall percentage of people owning their own home differs when other variables are included in the analysis. This is because there were different response rates for questions about age, income, regions and socio-economic status (NS-SEC). This has resulted in 4 different percentages, sample sizes etc.