Home ownership

Published

Last updated 14 May 2019 - see all updates

There is a new version of this page. View the latest version.

1. Main facts and figures

  • in 2015 to 2017, 14.4 million (63%) of the estimated 23 million households in England were in home ownership
  • most ethnic minority households (including White ethnic minorities) were less likely to be in home ownership than White British households; the exceptions were Indian households and Mixed White and Asian households, where the likelihood was the same
  • within every region, socio-economic group, income band and age group, White British people were more likely to own their own homes than all other ethnic groups combined
Things you need to know

Compared with White British households, ethnic minority households tend to:

To ensure that there is a large enough number of ethnic minority households to produce reliable findings, the data is drawn from the English Housing Survey (EHS) for 2 years combined: 2015/16 and 2016/17.

You should avoid comparing these findings with those from last year. This is because last year’s findings were based on EHS data from 2014/15 and 2015/16, so the source for last year’s and this year’s findings overlap.

Information published in the EHS headline report and other annual reports is usually based on a 12-month period, rather than the 2 years’ combined data used here. As a result, the statistics shown here may not match those in the EHS reports.

The commentary has focused on findings based on subgroups of at least 30 households to ensure that only reliable findings are reported.

The number of Gypsy or Irish Traveller households in the data is very small. To avoid disclosing personal information about individuals in those groups, information about them is not presented in some of the tables and charts.

The English Housing Survey (EHS) is a ‘sample survey’: it collects information from a random sample of the population to make generalisations (reach 'findings’) about the total population.

The commentary for this data only includes reliable, or ‘statistically significant’, findings.

Findings are statistically significant when we can be confident that they can be repeated, and are reflective of the total population rather than just the survey sample.

Specifically, the statistical tests used mean we can be confident that if we carried out the same survey on different random samples of the population, 19 times out of 20 we would get similar findings.

What the data measures

This data measures the number and percentage of households in which the people living there own the house. The data is broken down by ethnicity, socioeconomic group, age group, income, and area.

The figures are drawn from the 2015/16 and 2016/17 English Housing Survey (EHS). The survey involves face-to-face interviews with about 13,300 randomly-selected households every year.

These are used to make estimates for the 23 million households in England as a whole.

The EHS is a national survey of people's housing circumstances and the condition and energy efficiency of homes.

The information relates to households. A household is one person or a group of people (not necessarily related) who have the accommodation as their only or main residence. If it is a group, they must share cooking facilities and also share a living room, sitting room or dining area.

Some households contain people from different ethnic backgrounds. In these circumstances, the ethnic background of the ‘household reference person’ (usually the person in whose name the home is owned) is used to define the ethnic background of the household.

Nearly all the household reference persons – more than 99.8% interviewed – gave information on their ethnicity.

Data is shown for the following 9 regions:

  • North East
  • North West
  • Yorkshire and the Humber
  • East Midlands
  • West Midlands
  • East of England
  • London
  • South East
  • South West
The ethnic categories used in this data

For comparisons made at national level, this data uses the following 18 ethnic groups based on the 2011 Census.

White:

  • English/Welsh/Scottish/Northern Irish/British
  • Irish
  • Gypsy, Traveller or Irish Traveller
  • Any other White background

Mixed/Multiple ethnic groups:

  • White and Black Caribbean
  • White and Black African
  • White and Asian
  • Any other Mixed/Multiple ethnic background

Asian/Asian British:

  • Indian
  • Pakistani
  • Bangladeshi
  • Chinese
  • Any other Asian background

Black/African/Caribbean/Black British:

  • African
  • Caribbean
  • Any other Black/African/Caribbean background

Other ethnic group:

  • Arab
  • Any other ethnic group

For data analysed both by ethnicity and by socio-economic group, income, area and age, the following 2 ethnic categories have been used:

  • White British
  • Other – all other ethnic groups (including White ethnic minorities and all other ethnic minorities)

This is because the number of people surveyed becomes too small to be reliable when broken down by both ethnicity and another factor like socio-economic group or income. Data is therefore grouped to a size where estimates become reliable.

2. By ethnicity

Percentage and number of households (in thousands) owning their own home, by ethnicity
Ethnicity % Homeowners ('000s) All households ('000s)
Asian
Bangladeshi 40 54 135
Chinese 38 42 110
Indian 68 357 524
Pakistani 58 208 361
Asian other 37 75 204
Black
Black African 21 83 406
Black Caribbean 37 111 298
Black other 39 11 29
Mixed
Mixed White/Asian 69 40 57
Mixed White/Black African 32 28 90
Mixed White/Black Caribbean 33 31 93
Mixed other 49 23 48
White
White British 68 12,757 18,816
White Irish 54 99 183
White Gypsy/Traveller withheld because a small sample size makes it unreliable withheld because a small sample size makes it unreliable withheld because a small sample size makes it unreliable
White other 29 353 1,217
Other
Arab 27 20 74
Any other 31 80 258

Download table data for ‘By ethnicity’ (CSV) Source data for ‘By ethnicity’ (CSV)

Summary of Home ownership By ethnicity Summary

This data shows that:

  • in the period studied, 63% of households in England (around 14.4 million households) were homeowners, either because they owned their home outright or were buying it with a mortgage
  • 68% of White British households were homeowners
  • Indian, and Mixed White and Asian, households had similar rates of home ownership to White British households, at 68% and 69% respectively
  • households in the Black African, Arab, and Other White ethnic groups had the lowest rates of home ownership, at 21%, 27% and 29% respectively

3. By ethnicity and socio-economic group

Percentage and number of households (in thousands) owning their own home by ethnicity and socio-economic group
White British Other than White British
nssec White British % White British Homeowners ('000s) White British All households ('000s) Other than White British % Other than White British Homeowners ('000s) Other than White British All households ('000s)
Higher managerial, administrative and professional occupations 81 6,273 7,758 51 788 1,531
Intermediate occupations 71 2,731 3,850 44 344 775
Routine and manual occupations 52 3,188 6,111 27 379 1,383

Download table data for ‘By ethnicity and socio-economic group’ (CSV) Source data for ‘By ethnicity and socio-economic group’ (CSV)

Summary of Home ownership By ethnicity and socio-economic group Summary

This data shows that:

  • in every socio-economic group, White British households were more likely to be in home ownership than households from all other ethnic groups combined

4. By ethnicity and age group

Percentage and number of households (in thousands) owning their own home by ethnicity and age group
White British Other than White British
age_group White British % White British Homeowners ('000s) White British All households ('000s) Other than White British % Other than White British Homeowners ('000s) Other than White British All households ('000s)
16 - 24 11 62 555 4 8 197
25 - 34 45 1,059 2,359 21 200 976
35 - 44 61 1,692 2,786 39 458 1,174
45 - 54 71 2,655 3,724 47 393 829
55 - 64 76 2,567 3,380 55 243 444
65 or over 79 4,721 6,012 67 316 472

Download table data for ‘By ethnicity and age group’ (CSV) Source data for ‘By ethnicity and age group’ (CSV)

Summary of Home ownership By ethnicity and age group Summary

This data shows that:

  • in every age group, White British households were more likely to be in home ownership than households from all other ethnic groups combined

5. By ethnicity and area

Percentage and number of households (in thousands) owning their own home by ethnicity and area
White British Other than White British
region White British % White British Homeowners ('000s) White British All households ('000s) Other than White British % Other than White British Homeowners ('000s) Other than White British All households ('000s)
North East 62 671 1,086 44 27 61
North West 66 1,812 2,748 44 156 352
Yorkshire and the Humber 64 1,272 1,986 42 120 283
East Midlands 70 1,194 1,695 42 109 257
West Midlands 67 1,318 1,968 49 193 394
East 70 1,532 2,197 44 145 331
London 63 1,079 1,706 34 576 1,713
South East 72 2,312 3,215 43 223 516
South West 71 1,568 2,215 37 69 187

Download table data for ‘By ethnicity and area’ (CSV) Source data for ‘By ethnicity and area’ (CSV)

Summary of Home ownership By ethnicity and area Summary

This data shows that:

  • in every region of England, White British households were more likely to be in home ownership than households from all other ethnic groups combined

6. By ethnicity and weekly income

Percentage and number of households (in thousands) owning their own home by ethnicity and weekly income
White British Other than White British
income_band White British % White British Homeowners ('000s) White British All households ('000s) Other than White British % Other than White British Homeowners ('000s) Other than White British All households ('000s)
Up to £99 18 35 195 3 2 51
£100 to £199 39 592 1,524 18 56 305
£200 to £299 50 1,010 2,021 29 122 425
£300 to £399 58 1,253 2,154 28 137 481
£400 to £499 61 1,077 1,768 32 121 378
£500 to £599 66 1,076 1,619 30 116 386
£600 to £699 72 1,128 1,559 41 144 354
£700 to £799 77 988 1,289 43 115 269
£800 to £899 80 889 1,113 43 107 245
£900 to £999 80 711 891 62 115 186
£1000 and above 86 3,921 4,562 59 573 975

Download table data for ‘By ethnicity and weekly income’ (CSV) Source data for ‘By ethnicity and weekly income’ (CSV)

Summary of Home ownership By ethnicity and weekly income Summary

This data shows that:

  • in every income band, White British households were more likely to be in home ownership than households from all other ethnic groups combined

7. Methodology

The English Housing Survey involves face-to-face interviews with a random sample of about 13,300 households a year.

The dwellings of about 6,000 of the interviewed households are randomly selected to take part in the physical survey element carried out by a qualified surveyor. In addition, a random sample of around 200 of the dwellings identified by the interviewer as vacant are also included in the physical survey element.

Weighting:

Weights are applied to the sample to produce estimates for the 23 million households in England as a whole.

Suppression rules and disclosure control

Estimates based on fewer than 30 households have not been included in these statistics, because small numbers of households make it impossible to draw meaningful conclusions. The analysis has been done using 2 broad ethnic groups only where broken down by socio-economic group, income, region or age. This prevents small numbers appearing in the table and avoids the potential for identification of individuals.

More detailed data, including some potentially disclosive data, is protected by a range of disclosure controls. See the guidance on English Housing Survey datasets for information accessing this data.

Rounding

Percentages shown in the charts and tables are rounded to the nearest whole number. Download the data to see figures rounded to 1 decimal place.

Figures for the numerator and denominator are weighted and rounded to the nearest whole number in the download files. Therefore, calculations of the percentages using these values may differ to the percentage figures shown on this page, which have been calculated using unrounded figures.

Related publications

English Housing Survey information and publications.

Quality and methodology information

8. Data sources

Source

Type of data

Survey data

Type of statistic

National Statistics

Publisher

Department for Levelling Up, Housing and Communities

Note on corrections or updates

Information published in the EHS headline report and other annual reports is usually based on a 12-month period, rather than the 2 years’ combined data used here. As a result, the statistics shown here may not match those in the EHS reports.

Publication frequency

Yearly

Purpose of data source

The English Housing Survey is a continuous national survey commissioned by the Ministry of Housing, Communities and Local Government. It collects information about people’s housing circumstances and the condition and energy efficiency of housing in England.

9. Download the data

Home ownership - Spreadsheet (csv) 15 KB

This file contains the following: ethnicity, year, geography, age group, NS-SEC (socio-economic group), income, region, value, denominator, numerator and sample size