Receipt of Start Up Loans


Last updated 8 August 2023 - see all updates

1. Main facts and figures

  • nearly 69,000 Start Up Loans were received between 2013 and 2019
  • for every 10,000 economically active people, there were 2.4 Start Up Loans received in 2019, compared with 3.3 in 2013
  • in every ethnic group except the Other group, the rate and number of loans went down
  • the Black and Mixed ethnic groups have consistently received the highest number of loans per 10,000 people, although the rate has gone down for both groups
  • in 5 out of the 7 years covered, the Asian ethnic group received the lowest number of loans per 10,000 people

2. Things you need to know

What the data measures

This data measures the number of Start Up Loans received and the rate for every 10,000 economically active people in each ethnic group.

Rates per 10,000 people are rounded to 1 decimal place.

How Start Up Loan rates are measured

The loan rate is the number of Start Up Loans for every 10,000 economically active people in each ethnic group.

Economically active people are aged 18 and over and either employed, or unemployed and looking for work.

The ethnic groups used in the data

Data is shown for the following 5 aggregated ethnic groups:

  • Asian
  • Black
  • Mixed
  • White
  • Other

This is because the number of loan recipients from specific ethnic groups was too small to be able to make any reliable generalisations.

The ethnicity was not known for 11% of loan recipients in 2019.


Read the detailed methodology document for the Annual Population Survey, which is the data source for working age population figures used on this page.

In the early years of the scheme, promotion targeted people from the Black and Mixed ethnic groups. This is reflected in the rates for 2013 and 2014.

In the data file

See Download the data for the total number of new loans received, including by people whose ethnicity was not known.

3. By ethnicity over time

Number of Start Up Loans per 10,000 economically active people, by ethnicity over time
All Asian Black Mixed White Other
Year All Loans per 10,000 All Number of new loans Asian Loans per 10,000 Asian Number of new loans Black Loans per 10,000 Black Number of new loans Mixed Loans per 10,000 Mixed Number of new loans White Loans per 10,000 White Number of new loans Other Loans per 10,000 Other Number of new loans
2013 3.3 10,371 3.1 594 26.9 2,300 14.0 436 2.3 6,546 0.6 27
2014 4.6 14,779 2.8 569 15.9 1,399 25.0 811 3.9 11,126 4.6 214
2015 3.0 9,794 1.7 345 8.2 801 14.1 459 2.6 7,535 4.4 212
2016 2.8 9,082 1.8 387 7.0 693 10.0 356 2.4 6,963 2.7 140
2017 2.7 8,918 1.7 375 6.2 584 8.0 304 2.5 7,184 2.8 151
2018 2.4 7,817 1.5 343 5.2 524 6.0 242 2.2 6,213 1.7 94
2019 2.4 7,992 1.8 411 4.5 481 6.3 240 2.0 5,886 1.6 90

Download table data for ‘By ethnicity over time’ (CSV) Source data for ‘By ethnicity over time’ (CSV)

4. Data sources


Type of data

Administrative and survey data

Type of statistic

Non-official statistics


Department for Business, Energy & Industrial Strategy

Publication frequency


Purpose of data source

The Start Up Loans Company’s administrative data is used to monitor the success of Start Up Loans in reaching disadvantaged groups.

Secondary source

Type of data

Survey data

Type of statistic

National Statistics


Office for National Statistics

Note on corrections or updates

Higher-level figures may differ from those published by the Department for Work and Pensions and the Office for National Statistics that use the Labour Force Survey.

Publication frequency


Purpose of data source

The Annual Population Survey (APS) is the largest ongoing household survey in the UK and covers a range of topics, including:

  • personal characteristics
  • labour market status
  • work characteristics
  • education
  • health

The purpose of the APS is to provide information on important social and socio-economic variables at local levels, such as labour market estimates.

The published statistics also allow the government to monitor estimates on a range of issues between censuses.

5. Download the data

Start up loans data - Spreadsheet (csv) 8 KB

Measure, Time, Time type, Ethnicity, Ethnicity type, Age bracket, Age bracket type, Value, Value type, Number of new loans