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Spending on renting or buying a house.
1. Main facts and figures
- in 2015 to 2017, among households that owned their own home, those from the Other Asian ethnic group spent 24% of their weekly income on mortgage payments, while White British households spent 17%
- among those renting their homes, White British households spent 30% of their weekly income on rent payments (the lowest percentage out of all ethnic groups)
2. Things you need to know
What the data measures
The data shows the percentage of total household income spent on mortgages and rent, by ethnicity.
Percentages are based on total household income before tax and National Insurance is deducted (‘gross’ income). For households renting their home, income includes Housing Benefit.
The information relates to households of either one person or a group of people sharing cooking facilities and a living room or dining area. It must be their main or only home.
Percentages are rounded to the nearest whole number but have been worked out using unrounded numbers.
Not included in the data
The data does not include households buying their home through a shared ownership scheme. This is because they pay both mortgage and rent.
Estimates based on fewer than 30 households have not been included. This is because it is harder to make reliable generalisations from smaller numbers of survey respondents.
The ethnic groups used in the data
Data is shown for the 18 ethnic groups used in the 2011 Census.
Each household’s ethnic group is the ethnicity of the ‘household reference person’ (usually the person responsible for paying the rent or mortgage). There may be people of different ethnicities in the same household.
The ethnicity was known for 99.8% of households.
Methodology
Read the detailed methodology document for the data on this page.
The data is an average for the 2 years from April 2015 to March 2017. This is to make sure there are enough households to be able to make reliable generalisations. You can read more about combining multiple years of data and some of the issues involved.
The figures on this page are based on survey data. Find out more about:
- interpreting survey data, including how reliability is affected by the number of people surveyed
- how weighting is used to make survey data more representative of the whole group being studied
In the data file
See Download the data for:
- figures rounded to 1 decimal place
- sample sizes
- weighted figures for the numerator and denominator
3. Spending on mortgages by ethnicity
| Ethnicity | % |
|---|---|
| Asian | |
| Bangladeshi | 19 |
| Chinese | withheld because a small sample size makes it unreliable |
| Indian | 19 |
| Pakistani | 20 |
| Asian other | 24 |
| Black | |
| Black African | 23 |
| Black Caribbean | 22 |
| Black other | withheld because a small sample size makes it unreliable |
| Mixed | |
| Mixed White/Asian | withheld because a small sample size makes it unreliable |
| Mixed White/Black African | withheld because a small sample size makes it unreliable |
| Mixed White/Black Caribbean | withheld because a small sample size makes it unreliable |
| Mixed other | withheld because a small sample size makes it unreliable |
| White | |
| White British | 17 |
| White Irish | 21 |
| White Gypsy/Traveller | withheld because a small sample size makes it unreliable |
| White other | 20 |
| Other | |
| Arab | withheld because a small sample size makes it unreliable |
| Any other | 30 |
Download table data for ‘Spending on mortgages by ethnicity’ (CSV) Source data for ‘Spending on mortgages by ethnicity’ (CSV)
Summary of Spending on rent and mortgages Spending on mortgages by ethnicity Summary
The data shows that:
- on average, White British homeowners spent 17% of their weekly income on mortgage payments, while those from the Other Asian ethnic group spent 24%
4. Spending on rent by ethnicity
| Ethnicity | % |
|---|---|
| Asian | |
| Bangladeshi | 30 |
| Chinese | 72 |
| Indian | 33 |
| Pakistani | 33 |
| Asian other | 37 |
| Black | |
| Black African | 39 |
| Black Caribbean | 34 |
| Black other | withheld because a small sample size makes it unreliable |
| Mixed | |
| Mixed White/Asian | withheld because a small sample size makes it unreliable |
| Mixed White/Black African | 30 |
| Mixed White/Black Caribbean | 40 |
| Mixed other | 32 |
| White | |
| White British | 30 |
| White Irish | 31 |
| White Gypsy/Traveller | withheld because a small sample size makes it unreliable |
| White other | 32 |
| Other | |
| Arab | 46 |
| Any other | 37 |
Download table data for ‘Spending on rent by ethnicity’ (CSV) Source data for ‘Spending on rent by ethnicity’ (CSV)
Summary of Spending on rent and mortgages Spending on rent by ethnicity Summary
The data shows that:
- on average, White British households that rented their home spent 30% of their weekly income on rent payments
- households spending a higher percentage of income on rent than White British households include those from the following ethnic groups: Chinese (72% of weekly income), Arab (46%), Other Asian (38%), Other ethnic group (37%), Mixed White and Black Caribbean (40%), Black African (39%), Other White (32%) and Black Caribbean (34%)
5. Data sources
Source
Type of data
Survey data
Type of statistic
National Statistics
Publisher
Department for Levelling Up, Housing and Communities
Note on corrections or updates
Information published in the EHS headline report and other annual reports is usually based on a 12-month period, rather than the 2 years’ combined data used here. As a result, the statistics shown here may not match those in the EHS reports.
Publication frequency
Yearly
Purpose of data source
The English Housing Survey is a continuous national survey commissioned by the Ministry of Housing, Communities and Local Government. It collects information about people’s housing circumstances and the condition and energy efficiency of housing in England.
6. Download the data
This file contains the following: time, ethnicity, tenure, value, sample size