Home ownership
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- 1. Navigate to Main facts and figures section
- 2. Navigate toBy ethnicity section
- 3. Navigate toBy ethnicity and area section
- 4. Navigate toBy ethnicity and weekly income section
- 5. Navigate toBy ethnicity and age group section
- 6. Navigate toBy ethnicity and socio-economic group section
- 7. Navigate to Methodology section
- 8. Navigate to Data sources section
- 9. Navigate to Download the data section
1. Main facts and figures
- 63% of households in England owned their own homes in the 2 years from 2016 to 2018
- 68% of White British households owned their own homes, compared with 74% of Indian households
- households in the Black African (20%) and Arab (17%) ethnic groups had the lowest rates of home ownership
- in every, socio-economic group and age group, White British households were more likely to own their own homes than all ethnic minority households combined
Things you need to know
Compared with White British households, ethnic minority households tend to:
- be younger
- have lived in England for a shorter time
- be located in urban areas
- live in larger households
- live in rented accommodation
The data for this analysis comes from the English Housing Survey (EHS). The EHS surveys a random sample of people to make generalisations about the whole population.
The commentary for this data includes only reliable findings. Findings are reliable when we can be confident they reflect the total population. This means we would get similar findings 19 times out of 20 if we carried out the same survey on different random people.
Every year, 2 years' worth of data is combined and an average is worked out. For example, the data for the most recent period (2017/18) is an average of the data for the years 2017 and 2018. This makes the data more reliable.
You should avoid comparing these findings with those from last year. This is because last year’s findings were based on data from 2015/16 and 2016/17, so the source for last year’s and this year’s findings overlap.
Information published in the headline report and other annual reports is based on a single year rather than 2 years' data. As a result, the figures shown here may not match those in the English Housing Survey reports.
The number of Gypsy or Irish Traveller households surveyed was very small. This page doesn't include estimates for this group, partly to protect respondents’ confidentiality. The number is also too small to make reliable generalisations.
What the data measures
This data measures the number and percentage of households whose occupants either:
- own their home outright
- have a mortgage to buy their home
The data is broken down by ethnicity, socioeconomic group, age group, income, and area.
The information relates to households. A household is one person or a group of people (not necessarily related) who have the accommodation as their only or main home. If it is a group, they must share cooking facilities and also share a living room, sitting room or dining area.
Some households contain people from different ethnic backgrounds. In this data, the household's ethnicity is that of the ‘household reference person’ (the person in whose name the home is owned or rented).
Nearly all the household reference persons – more than 99.8% interviewed – gave information on their ethnicity.
Data is shown for the following 9 regions:
- North East
- North West
- Yorkshire and the Humber
- East Midlands
- West Midlands
- East of England
- London
- South East
- South West
The ethnic categories used in this data
For national estimates, this data uses the 18 ethnic groups from the 2011 Census.
Analysis by ethnicity and other factors
Estimates are shown for 2 broad ethnic groups where data is broken down by an additional factor (socio-economic group, income, area and age):
- White British
- Other than White British – all ethnic minorities (including White minorities)
This is because the number of respondents is too small to make reliable generalisations when broken down by ethnicity and another factor. So data is grouped to a size where estimates are reliable.
2. By ethnicity
| Ethnicity | % | Homeowners ('000s) | All households ('000s) |
|---|---|---|---|
| All | 63 | 14,604 | 23,160 |
| Asian | |||
| Bangladeshi | 46 | 69 | 152 |
| Chinese | 45 | 50 | 111 |
| Indian | 74 | 406 | 550 |
| Pakistani | 58 | 207 | 358 |
| Asian other | 39 | 74 | 190 |
| Black | |||
| Black African | 20 | 88 | 431 |
| Black Caribbean | 40 | 124 | 308 |
| Black other | 37 | 12 | 32 |
| Mixed | |||
| Mixed White/Asian | 70 | 36 | 52 |
| Mixed White/Black African | 34 | 29 | 85 |
| Mixed White/Black Caribbean | 32 | 30 | 93 |
| Mixed other | 42 | 31 | 73 |
| White | |||
| White British | 68 | 12,851 | 18,863 |
| White Irish | 56 | 120 | 213 |
| White Gypsy/Traveller | withheld because a small sample size makes it unreliable | withheld because a small sample size makes it unreliable | withheld because a small sample size makes it unreliable |
| White other | 30 | 388 | 1,307 |
| Other | |||
| Arab | 17 | 14 | 83 |
| Any other | 29 | 71 | 250 |
Download table data for ‘By ethnicity’ (CSV) Source data for ‘By ethnicity’ (CSV)
Summary of Home ownership By ethnicity Summary
This data shows that:
- 63% of households in England were homeowners (around 14.6 million households)
- 68% of White British households were homeowners
- White British households had a higher rate of home ownership than most ethnic minority households
- however, 74% of Indian households were homeowners, a higher rate than White British households
- Mixed White and Asian households had a similar rate of home ownership to White British households (at 70%)
- households in the Black African (20%) and Arab (17%) ethnic groups had the lowest rates of home ownership
3. By ethnicity and area
| White British | Other than White British | |||||
|---|---|---|---|---|---|---|
| Region | White British % | White British Homeowners ('000s) | White British All households ('000s) | Other than White British % | Other than White British Homeowners ('000s) | Other than White British All households ('000s) |
| East | 70 | 1,541 | 2,186 | 46 | 168 | 367 |
| East Midlands | 71 | 1,200 | 1,688 | 42 | 121 | 289 |
| London | 62 | 1,026 | 1,660 | 35 | 621 | 1,778 |
| North East | 62 | 673 | 1,090 | 50 | 34 | 68 |
| North West | 67 | 1,834 | 2,757 | 43 | 166 | 384 |
| South East | 72 | 2,327 | 3,244 | 45 | 236 | 522 |
| South West | 71 | 1,602 | 2,269 | 40 | 70 | 175 |
| West Midlands | 68 | 1,344 | 1,978 | 50 | 207 | 415 |
| Yorkshire and the Humber | 66 | 1,305 | 1,992 | 44 | 131 | 299 |
Download table data for ‘By ethnicity and area’ (CSV) Source data for ‘By ethnicity and area’ (CSV)
Summary of Home ownership By ethnicity and area Summary
This data shows that:
- in every region in England except the North East, White British households were more likely to be homeowners than all ethnic minority households combined
- although a higher percentage of White British households in the North East own their home than all ethnic minority households combined, these figures may not be reliable because of the small number of households surveyed
4. By ethnicity and weekly income
| White British | Other than White British | |||||
|---|---|---|---|---|---|---|
| Income_band | White British % | White British Homeowners ('000s) | White British All households ('000s) | Other than White British % | Other than White British Homeowners ('000s) | Other than White British All households ('000s) |
| Up to £99 | 21 | 37 | 179 | 20 | 8 | 40 |
| £100 to £199 | 40 | 598 | 1,501 | 21 | 65 | 311 |
| £200 to £299 | 50 | 1,007 | 2,008 | 28 | 122 | 430 |
| £300 to £399 | 57 | 1,147 | 2,028 | 31 | 137 | 447 |
| £400 to £499 | 64 | 1,123 | 1,767 | 33 | 120 | 362 |
| £500 to £599 | 67 | 1,110 | 1,668 | 31 | 134 | 432 |
| £600 to £699 | 71 | 1,119 | 1,576 | 38 | 143 | 373 |
| £700 to £799 | 75 | 962 | 1,282 | 46 | 128 | 279 |
| £800 to £899 | 79 | 903 | 1,148 | 38 | 108 | 281 |
| £900 to £999 | 80 | 747 | 936 | 56 | 107 | 190 |
| £1000 and above | 86 | 4,005 | 4,636 | 60 | 668 | 1,117 |
Download table data for ‘By ethnicity and weekly income’ (CSV) Source data for ‘By ethnicity and weekly income’ (CSV)
Summary of Home ownership By ethnicity and weekly income Summary
This data shows that:
- in every income band except for the lowest, White British households were more likely to be homeowners than all ethnic minority households combined
5. By ethnicity and age group
| White British | Other than White British | |||||
|---|---|---|---|---|---|---|
| Age_group | White British % | White British Homeowners ('000s) | White British All households ('000s) | Other than White British % | Other than White British Homeowners ('000s) | Other than White British All households ('000s) |
| 16 - 24 | 12 | 71 | 580 | 6 | 12 | 202 |
| 25 - 34 | 44 | 1,009 | 2,297 | 23 | 231 | 1,009 |
| 35 - 44 | 61 | 1,700 | 2,773 | 39 | 472 | 1,218 |
| 45 - 54 | 71 | 2,645 | 3,705 | 47 | 394 | 844 |
| 55 - 64 | 77 | 2,586 | 3,373 | 57 | 283 | 499 |
| 65 or over | 79 | 4,841 | 6,136 | 69 | 362 | 526 |
Download table data for ‘By ethnicity and age group’ (CSV) Source data for ‘By ethnicity and age group’ (CSV)
Summary of Home ownership By ethnicity and age group Summary
The age group assigned to the household is that of the ‘household reference person’ (the person in whose name the home is owned or rented).
This data shows that:
- in every age group, White British households were more likely to be homeowners than all ethnic minority households combined
6. By ethnicity and socio-economic group
| White British | Other than White British | |||||
|---|---|---|---|---|---|---|
| NS-SEC | White British % | White British Homeowners ('000s) | White British All households ('000s) | Other than White British % | Other than White British Homeowners ('000s) | Other than White British All households ('000s) |
| Higher managerial, administrative and professional occupations | 81 | 6,213 | 7,684 | 53 | 868 | 1,629 |
| Intermediate occupations | 71 | 2,816 | 3,958 | 42 | 329 | 792 |
| Routine and manual occupations | 53 | 3,161 | 6,010 | 30 | 428 | 1,427 |
Download table data for ‘By ethnicity and socio-economic group’ (CSV) Source data for ‘By ethnicity and socio-economic group’ (CSV)
Summary of Home ownership By ethnicity and socio-economic group Summary
This data shows that:
- in every socio-economic group, White British households were more likely to be homeowners than all ethnic minority households combined
7. Methodology
Around 13,300 households a year take part in face-to-face interviews for the English Housing Survey.
Of these, around 6,000 households are surveyed by a qualified surveyor. These are chosen at random. Another 200 empty properties are surveyed.
Weighting:
Weighting is applied to the sample to produce estimates for the 23 million households in England as a whole.
Weighting adjusts the results of a survey to make them representative of the population and make them more reliable.
For example, a survey of 25 women and 75 men will not accurately reflect the views of the general population, which is around 50% male and 50% female.
Suppression rules and disclosure control
These figures don't include estimates based on fewer than 30 households. This is because it's hard to make reliable generalisations based on a small number of respondents.
Where data is analysed by ethnicity and another factor (like socio-economic group), 2 ethnic groups are shown. This avoids the potential for individuals to be identified.
See the guidance on English Housing Survey datasets for information on accessing other, more detailed, data.
Rounding
Percentages shown in the charts and tables are rounded to the nearest whole number. They were worked out using unrounded figures.
Download the data to see unrounded percentages.
Figures for the numerator and denominator are weighted and rounded to the nearest whole number in the download files. If you use these figures to work out the percentages, they may differ to the percentages shown on this page.
Quality and methodology information
8. Data sources
Source
English Housing Survey 2017 to 2018
Type of data
Survey data
Type of statistic
National Statistics
Publisher
Ministry of Housing, Communities and Local Government
Note on corrections or updates
Information published in the headline report and other annual reports is based on a single year rather than 2 years' data. As a result, the figures shown here may not match those in the English Housing Survey reports.
Publication frequency
Yearly
Purpose of data source
The English Housing Survey collects information about:
- people’s housing circumstances
- the condition and energy efficiency of housing in England
9. Download the data
This file contains the following: ethnicity, year, geography, age group, NS-SEC (socio-economic group), income, region, value, denominator, numerator and sample size -- Please note, the overall percentage of people owning their own home differs when other variables are included in the analysis. This is because there were different response rates for questions about age, income, regions and socio-economic status (NS-SEC). This has resulted in 4 different percentages, sample sizes etc.